Condolences

TO THE FAMILY OF

Joseph R. Ratcliffe

5
April
2020

Jill; I’m so sorry for your loss, I loss both my parent (Dot & Giff) just a couple of years ago and I understand your loss. But I choose to remember the the great times we all had with the trailer club. The “round ups” and caravans. I got my first loan from your father and that when my wife Cindy met him. From that time on we banked with him, we would run into him at various places and we always would talk & enjoy his stories and memories.

- Jeff & Cindy Miller
1
April
2020

Jill and Bud both JD and I send our sincere condolences for the loss of your father and father-in-law.

Bonnie

- Bonnie D'Amato